Take control of finances with Citibank personal loans & get funds quickly and conveniently. Reap the benefits of minimal documents and loan that is speedy & maximize our fast and simple signature loans. In the end, whether it’s a marriage you want to fund, or pay an urgent situation medical bill, what’s the worth of your own loan if you fail to get it as it’s needed. Avail an individual loan with appealing interest levels, versatile tenures and EMIs to enable you to fulfil your preferences without compromising your cost savings and budget that is current.
Avail a Citibank loan that is personal and enjoy unmatched advantages such as for example
1 corporates —
- Avail personal bank loan quantity as much as Rs. 30,00,000*
- Loan funds credited to your money in 48 hours^
- Get the loan that is personal eligibility simply 4 hours
- Fixed rate of interest for predictable monthly premiums
- Component pre-payment option available ##
- Balance consolidation for the charge card and unsecured loan outstanding #
Click on to grow as well as on to reduce the main points.
Up to Rs. 30,00,000* for the needs
You can make use of the funds to cover medical costs, to renovate your property, journey, fund a marriage into the household, substitute your home entertainment system, or other things that you have constantly desired to do but had been held right back by not enough funds. It really is your decision. With loan amounts as much as Rs. 30,00,000 and fixed monthly obligations, there is plenty can help you by having a texas payday loans that accept prepaid accounts Citibank unsecured loan.
*Please observe that exceptions into the usage of Citibank personal bank loan include antisocial, illegal, or speculative activities, and get of silver in virtually any kind, including silver bullions, coins, gold precious jewelry, gold trade traded funds, or gold mutual funds. As well as that, you might be absolve to utilize the funds for whatever you desire to.
Get the funds in only 48 hours^
Your Citibank unsecured loan funds can be accessible to you within 48 hours (or 2 business days) when you distribute the documentation that is necessary by us.
^Although we try and expedite the mortgage disbursement procedure and they are effective in most of the situations, there could be occasions once we require more info before we could finish the application.
Versatile repayment choices which range from 12-60 months
You are able to elect to pay EMIs that are large close your loan faster or choose to pay smaller EMIs and close the loan over a longer time of the time. You need to use this freedom of preference to determine an EMI quantity that really works most readily useful in your monthly budget.
Fixed interest for greater control of monthly obligations
Citibank unsecured loan is sold with a rate that is fixed of this means your EMIs will continue to be the exact same through the whole tenure of the loan. This is certainly, aside from the quantity you borrow or even the full time you decide to repay it, you will see no shocks at the start of the thirty days – very first EMI to your final EMI, the quantity you pay will continue to be the throughout that is same.
How exactly to simply simply take that loan without taxing your month-to-month spending plan?
Your regular unsecured loan EMI payments should ideally not stress your month-to-month spending plan or limit your life style alternatives. Make use of our unsecured loan EMI Calculator to locate away an EMI quantity you are able to spend with simplicity. Decide to try different tenures and loan quantities to find the countless choices you can choose from. Refer the chart below when it comes to interest levels that will connect with you.
Make a choice that is informed the Citibank personal bank loan EMI Calculator
Get funds that are additional almost no time
If you should be a present Citibank unsecured loan consumer, understand how easily you obtain usage of extra funds from Citibank. Click on here. On getting your intent for additional funds, our representatives will phone you straight away with the support you will need in understanding and trying to get the money that is extra require.
Minimal paperwork for Citibank Clients
Us an online application or talking to CitiPhone officer if you are Citibank Suvidha customer, getting a Citibank Personal Loan is as easy as logging in to your Citibank Online account and sending. Take pleasure in the privileges of easy personal bank loan documents and track application processing that is fast. Apply now and know more.
Comprehensive and part-prepayment choices
For loans scheduled on or after October 1, 2015, you can easily shut your loan account in full; can be done therefore any moment following the very first 12 months as your loan scheduling. For loans booked just before October 1, 2015, you can easily shut your loan account in complete any moment following the first half a year of the loan booking.
Partial pre-payments may be made post the initial one year of the loan scheduling. To help make prepayments in complete or part, you’ll want to call our 24×7 CitiPhone helpline.
Keep in mind that pre-payments attract specific fees, and are also led by applicable conditions and terms. To find out more, please refer the FAQs area.
Balance consol You usually takes advantageous asset of the very flexible tenure and attractive interest levels available on Citibank unsecured loan to streamline and better handle your present charge card and personal bank loan outstanding. Transfer them to just one Citibank unsecured loan account and handle your cash flow that is monthly better. To learn more and use, click the link. Our representatives should be in touch with you instantly that will help you avail the advantages of a Citibank unsecured loan.
Just how do the Loan is paid by me Booking Fee?
The mortgage Booking Fee is supposed to be deducted through the loan quantity sanctioned during the right period of disbursal. For instance, a Rs. 1,00,000 loan with a thought optimum of 2.75per cent Booking Fee will end up an available loan quantity of Rs. 97,500.
Who are able to submit an application for a Citibank unsecured loan?
Citibank personal bank loan happens to be readily available for salaried people, self-employed expert and business people. Current Citibank clients having a Suvidha, Branch or a home loan relationship can avail of Citibank personal bank loan.
Just how long could I decide to try repay the loan?
You are able to repay your loan during a period of 12 to 60 months.
The time scale of the time you are taking the loan over will influence how big is your repayments, therefore you should repay your loan over a longer term if you want smaller repayments. Remember, the longer you are taking to settle your loan, the greater amount of interest you are going to be charged overall.
Could I pre-pay my Personal Bank Loan?
Yes. You’ll pre-pay your Personal Loan. You have got two choices to make a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing A comprehensive Pre-payment by settling the entire loan outstanding within one payment that is single. In the event that you choose to make partial prepayment of one’s outstanding quantity, it really is a Partial Pre-payment. To create prepayments in complete or component, you’ll want to phone our 24×7 CitiPhone helpline.
Complete Pre-payment of Citibank Personal Bank Loan
For loans scheduled on or after October 1, 2015, it is possible to shut your loan account in complete; you are able to do therefore any moment following the very first a year as your loan scheduling. For loans booked ahead of 1, 2015, you can close your loan account in full any time after the first six months of your loan booking october.
Partial pre-payments may be made post the very first year of the loan scheduling. To help make re payments in complete, you will need to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Unsecured Loan
You could prepay an integral part of the balance that is outstanding of loan at the mercy of listed here conditions:
- You’ve got compensated your loan EMIs for at the least 12 months that are consecutive your loan scheduling date.
- Your prepayment quantity is the same as no less than 2 EMIs and no more than 5 EMIs.
In order to make part pre-payment, you will need to phone our 24×7 CitiPhone helpline. When you inform the financial institution of one’s intention to prepay, the lender will consider carefully your request and verify the sum that is final meet the criteria to prepay. After making the pre-payment, you are going to need to carry on repaying the EMIs that is subsequent per the payment routine shared by the financial institution. The partial pre-payment facility is available as soon as in year.
When do i need to pay Late Payment Charges?
The date that is due the payment of EMIs will be 7th of each and every thirty days, after the thirty days of Loan disbursement. Re re Payment directions will be presented from first each and every thirty days. We nevertheless dont fee any belated repayment fees just in case the re re payment is delayed.